Appraisal services for Marshfield and Webster County homeowners

The top reasons MO homeowners call on Southwest Missouri Appraisals, Marcus R. Sammons:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Webster county's assessment of your propertyvalue
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MO divorce, where real estate property needs to be divided
  7. To settle an estate in Webster county or MO by determining the true market value of real estate in question

Need help deciding the value of your house in or near Marshfield, MO?
Contact Southwest Missouri Appraisals, Marcus R. Sammons.

We at Southwest Missouri Appraisals, Marcus R. Sammons understand the individual needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Southwest Missouri Appraisals, Marcus R. Sammons, we're veterans in helping people just like you delete unneeded PMI insurance.

Challenge Webster county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. This only means you're paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Southwest Missouri Appraisals, Marcus R. Sammons is your #1 weapon.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Southwest Missouri Appraisals, Marcus R. Sammons can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Southwest Missouri Appraisals, Marcus R. Sammons can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.